If you need to open a cross border bank account there are now several options. HSBC has branches all over the world making access to your funds easy. You can learn more about their services at HSBC's international banking site.
RBC (Royal Bank of Canada) also has several option available. For Canadians just needing access to U.S. funds you can have a U.S. dollar checking or savings account through your Canadian branch. You can then have a place to deposit U.S. funds if you are not wanting to exchange immediately and also when you travel in the U.S. you can access these funds through ATMs. For more extensive U.S. banking RBC has RBC Centura in the United States. Accounts opened in the U.S. through RBC Centura can be linked to your RBC account in Canada making online banking much easier.
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